Education

“I am an ordinary guy. I like movies and I like to read a little bit. I had a dream to be a homeowner, but I couldn’t get anyone to believe that I could make it happen. With the help of the counselor and the education, it came true. I have never been late on a payment in 8 years.”

– Paul Cunningham, age 61

Through his relationship with Blue Ridge Literacy Council, Paul Cunningham connected with Housing Assistance’s housing counseling program in 1999. Over the next 6 years, he worked with a housing counselor to reduce debt and establish savings for a down payment and closing costs so he could eventually build his handicapped accessible home. Paul’s advice to others? “It’s awful hard, but don’t give up.”

Motivated by their desire to become homeowners, approximately 100 Henderson County families seek our housing counseling services annually.

Our pre-purchase counseling services are offered in both English and Spanish and provide one-on-one counseling to develop individualized homeownership plans. Families vary on the level of services needed. Some may need a few as a couple of sessions while others may need several years of counseling, but as long as a family is willing to commit to the process, the counselor will continue to provide support.

Counseling services are offered free of charge for low income individuals or families and are completely private and confidential.  All consultations are one-on-one and based on your own specific circumstances.  Our housing counselor is certified in the State of North Carolina by The Association of Housing Counselors (TAHC).

Home Buyer Education Class

Our home buyer education class complements our counseling services and has been developed for people of any income level who dream of owning their first home.  The ten-hour course is taught in a classroom setting and takes an in-depth look into the home ownership process while covering topics such as:

  • Budgeting
  • Debt reduction
  • Down payments
  • Closing costs
  • Home inspections
  • Credit
  • Savings
  • Loan products
  • Working with real estate professionals, attorneys, and lenders

The class is taught six times each year in both English and Spanish.  There is a nominal fee for the class.

Participating in our Counseling Services or Home Buyer Education Class

If you would like more information about our counseling services and home buyer education class contact the Housing Counselor at 828-692-4744 ext. 108. You can also fill out the Home Ownership Pre-qualification Form in either English or Spanish before your visit.